How Factor Trust is Setting a New Standard for Alternative Credit Scoring
The big three credit bureaus in the United States are Equifax, TransUnion and Experian. Though there are many smaller and regional players, the big three have a stranglehold on the market. However,...
View ArticleChecking the Credit of the Subprime Consumer
In the US, there are tens of millions who do not have a reliable FICO score, either because their credit history is not sufficient or it is non-existent. This becomes a vicious cycle and an important...
View ArticlePaving a Path to Decentralized Credit Profiling
In the U.S., consumers tend to take credit for granted. Access to credit is nearly ubiquitous, and the three major credit unions ensure that the vast majority of Americans have a credit score, which...
View ArticleFriday November 3 2017, Daily News Digest
News Comments Today’s main news: Kabbage sued over true lender doctrine. Orchard to launch online lending industry page on Bloomberg terminal. KBRA assigns preliminary ratings to SoFi Consumer Loan...
View ArticleAlternative Credit Scoring – Financial Salvation For Those With Low or No...
Reports estimate that over one-third of the American population has no record in any of the credit bureaus and, therefore, have no credit history. Millions of Americans do not have access to financial...
View ArticleThursday January 24 2019, Weekly News Digest
News Comments Today’s main news: Funding Circle, Stripe partner on small business expansion. Goldman, Citi drop Chinese P2P lenders. RateSetter attracts 75K investors. MarketInvoice gets 56M GBP in...
View ArticleOpen Source Origination Technology Platform for Online Lenders
Introduction Online lenders are fast becoming the first port of call to avail loans and have been attracting strong funding interest from VCs and PEs. This demand for a digital lending experience has...
View ArticleLoyalty and Fluidity in Alternative Financial Services and Traditional Lending
Non-prime lending has revolutionized the lending sector. In times where people lack a stable credit history, securing a traditional loan is not easy—and non-prime has become a go-to option in such...
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